Affordable housing is not the same term as ‘low income housing’ or ‘public housing’. Affordable housing simply is affordable. HUD defines affordable as roughly one-third (30% – 33%) of household income being spent on housing. Where real estate prices are high, this one-third can be easily exceeded. WHA aims to provide opportunities for very-low to moderate income households to find affordable housing within the 59937 zip code.
Pets are always allowed in homes being purchased, but restrictions vary for rental homes. HUD supports facilities that allow pets, although there may be restrictions of size and number of animals. It is possible for an additional deposit to be required up front, or ‘pet rent’ paid monthly. Private developments with affordable units will vary as to allow-ability and restrictions. Refer to each development’s website for specific requirements.
Not necessarily, it depends on the unit. Whitefish Housing Authority administers one public housing facility, Mountain View Manor, and two additional homes owned by WHA. Most subsidized housing in the Flathead Valley is owned privately and managed by a variety of property managers. This also means that you will need to submit several applications for different properties, rather than one application for a variety of properties.
For a list of subsidized low-income housing in the Flathead Valley, click here.
No. Housing is a large expense for families of all income levels – in fact, HUD recommends no more than one-third of a household’s income be spent on housing. With real estate prices rising and a tight rental market, many workers in Whitefish are challenged to find housing. Many regular working employees, including business owners, service sector employees, retirees, nurses, teachers, ski patrollers, and other valued members of our community would qualify for our programs.
AMI is the ‘Area Median Income’ established by HUD annually for each county or metropolitan area in the US. It’s the median household income for each county across the USA. In 2026, the median income for Flathead County for a 2-person household is $81,200. This is also referred to as ‘100% AMI’. AMI is used as a baseline of comparison for determining real estate affordability and market availability.
The Fair Housing Act is a law enacted as part of civil rights legislation that prohibits discrimination in home sales, rentals, and financing based on race, color, national origin, religion, sex, familial status, or disability.
Mountain View Manor (MVM) is low-income housing earmarked for residents are senior citizens ages 62+ and / or people ages 18+ with a disability.
